Building a commission disbursement authorization at closing
A disbursement authorization is a short document with a long calculation behind it. It names each payee, an amount and a delivery instruction, and it carries the signature of the sponsoring broker, which is what title actually executes from. Inputs are the split plan of the agent, whether the cap has been reached, any team or mentor layer, the referral out and the franchise fee. Most of the pain comes from the cap, since plans reset on an anniversary for some agents and on the calendar for others. The same closing pays differently on a date nobody has in front of them.
A brokerage runs on dates that were calculated by a person reading a contract, and on leads that arrive in a different shape from every portal.
The listing data is already structured. It lives in the MLS, and since RETS was retired the modern way to reach it is the RESO Web API, which returns OData against the RESO Data Dictionary. Almost nothing else in the transaction is structured. The purchase agreement arrives as a signed PDF that was structured data inside the forms platform ten minutes earlier and got flattened on the way out.
- SkySlope
- DocuSign
- QuickBooks Online
When this is the wrong thing to build
Pick something else if every agent sits on one flat split with no caps and no team layers, where a template already does the job. It is also the wrong build while split plans are being renegotiated, because encoding a plan that moves each quarter costs more than the retyping it replaces.
The constraint that shapes it
Negotiating, advising on price or terms, and soliciting are licensed activities performed under a supervising broker. More on how this sector works.
A deadline arrives. The bundle builds itself from what is already there. Read what this shape is, or start from one of these.
- Building a demand package the adjuster can actually open
- Filling a mandatory form set from the matter record
- Drafting the disbursement statement behind a settlement payment
- Getting the job photos onto the invoice before it sends
- Assembling the rebate submission before the program window closes
- Building the month end binder from the ledger
- How do I build a commission disbursement authorization from a split plan?
- When does a real estate agent commission cap reset?
- Why did title refuse to disburse against my CDA?
- How does a referral fee get onto the disbursement authorization?
- Can a CDA be generated automatically when a file closes?
Back to real estate, or see how this is priced and scoped.